Car and home loans, sanctioned faster — without the runaround.
RJ Finsolv compares your loan against 30+ banking partners, handles the paperwork, and follows up until it's sanctioned — car, home, MSME and agri loans, all handled the same way.
Banks & institutions we work with
CMA reports and loan structuring prepared to each bank's own format.
What we take off your plate
Every service below is handled hands-on, start to sanction.
Car / Vehicle Loans
We shortlist lenders against your income profile and vehicle choice, then handle documentation so you're not negotiating with five banks yourself.
Home Loans
End-to-end support from eligibility check to disbursal — property paperwork, mortgage deed coordination, and bank liaison included.
MSME Projects & Business Loans
Working capital, term loans, CMA reports and project appraisal for businesses across the region.
Agri Loans
Credit facilities structured around farm income cycles, appraised the way a bank's credit desk expects to see it.
Loan Documentation
Mortgage deeds and related bank paperwork prepared and checked before they ever reach the bank's desk.
Government Subsidies
PMEGP, MUDRA, Stand Up India, AIF and PMFME — identified and filed alongside your loan application where you qualify.
How a file moves through our office
Tell us the car & budget
Vehicle, price range, and down payment you have in mind.
We compare lenders
Matched against public and private bank criteria for the best realistic rate.
We prepare the file
Documentation handled so the bank gets a clean submission the first time.
We stay on it
Follow-up through to sanction and disbursal.
Rohit Jha
Before founding RJ Finsolv, Rohit spent a decade inside a public sector bank, on the appraisal and sanctioning side of the desk. That's the vantage point this consultancy runs on: knowing what a bank actually needs to say yes, before the file is ever submitted.
Based in Durgapur.
Working across the region.
We take on clients across Durgapur and the surrounding districts — in person where it helps, over call and WhatsApp the rest of the time.
Beside Royal Enfield, NH-2, Faridpur, Durgapur, West Bengal — 713213
Common questions
Quick answers — WhatsApp us if yours isn't here.
Most straightforward car loan files get sanctioned within 24–48 hours of submitting complete documents, since we pre-check everything against the lender's checklist before it goes in — that's usually what causes delays elsewhere.
At minimum: PAN and Aadhaar of the proprietor/partners, business registration proof (Udyam/GST), last 2–3 years' financials or bank statements, and a project report or CMA data for the specific facility. We tell you the exact list once we know your business type and loan amount.
No. Our initial eligibility check is based on the details you share with us directly — it doesn't involve a credit bureau pull, so there's no impact on your CIBIL score at this stage.
"Honestly, we didn't know where to begin with our MSME loan — the RJ Finsolv team made it feel so much easier. They walked us through everything, got our CMA report sorted quickly, and were with us every step until it was sanctioned. Truly friendly people who genuinely care about getting it right for you."— M/S Ashtvinayak Corporation, MSME Loan, Durgapur
Tell us what you need financed.
One form, one call back. No obligation, no fee to get an assessment of your options.